Net Worth Calculator
Add up your assets and liabilities to find your total net worth.
- Total assets
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- Total liabilities
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What is net worth?
Your net worth is what you own minus what you owe — the single clearest snapshot of your financial health. Track it over time and a rising net worth tells you your wealth is growing, whatever your income looks like month to month.
How this net-worth calculator works
List the current value of your assets — cash, investments, property and anything else of value — and your outstanding liabilities such as home, car and other loans. The calculator totals each side and subtracts liabilities from assets to give your net worth.
How to use the Net Worth Calculator
- List your assets. Enter the current value of your cash, investments, property and other assets.
- List your liabilities. Enter the outstanding balance on your home loan, car loan and other debts.
- Leave blanks as zero. Any field you leave empty is simply counted as zero.
- Read your net worth. See your total assets, total liabilities and net worth update instantly.
Frequently asked questions
Can my net worth be negative?
Yes. If your liabilities exceed your assets, your net worth is negative — common early in life with large loans.
What counts as an asset?
Anything of value you own — bank balances, mutual funds, stocks, gold, property and vehicles.
How often should I check it?
Reviewing your net worth once or twice a year is enough to see the trend without obsessing over short-term swings.
Is my financial data stored?
No. All figures stay in your browser and nothing is sent to a server.